Why is it dangerous to go to Montenegro. Impressions of Montenegro - is it worth it to go there to relax or for the winter. How I searched for housing in Budva

Having returned from Montenegro on August 1, I still could not bring myself to take up the report. Probably because the impressions of this trip did not add up to a coherent picture, crumbling on the go and losing their clear outlines. And even now, almost a month later, I cannot accurately articulate my feelings from this trip and from the country itself. But still I'll try. I will not prevaricate - I expected much more - both from nature, and from the sea with beaches, and from sights. During the two weeks spent in Budva, I did not make any bright discoveries for myself, nothing really hooked me, there were no strong shocks, so to gasp, either. Rather, Montenegro made a moderately pleasant impression on me, nothing more. Just a nice, small country with a homely and cozy atmosphere. Trying always and in everything to find the first positive moments, I'll start with the positive.

First of all, I liked that the country is very calm and absolutely safe. Everywhere you can freely walk and drive, everywhere there is a relaxed, homely atmosphere. Of course, I look at many things with completely different eyes and in this context I compared calm Montenegro with the realities of life in South America and recalled the dangers that await tourists in countries such as Mexico, Colombia, Brazil, Argentina. Here, such moments were completely excluded, which I immediately appreciated. Cozy at home and absolutely safe! Great advantage!

Very nice, friendly people, but not annoying, with dignity, they have everything in moderation. The older generation almost all speak Russian, the young people speak English. Thus, there are no communication problems. We lived at Villa Sentar, whose owners Marina and Michaud turned out to be very nice, pleasant people. They constantly invited us to the table, tried to help in everything, created a homely atmosphere.

And what Montenegrins are beautiful people, just a feast for the eyes! Especially the youth. All as a selection - tall, slender, bright, purebred! More than once I admired the local girls and boys, while receiving great aesthetic pleasure.

Montenegrin prices are also pleased. And for housing, and for food, and for transport, and for excursions. Very, very acceptable. We rented a small studio with a kitchenette and a bathroom for 42 euros for two. This is in the high season, in September prices fall by half. You can dine for two modestly for 10 euros, more varied - for 15. There are relatively expensive restaurants on the waterfront - Jadran, Don Koda Nikole, Tropico. The most expensive dishes are seafood, meat at affordable prices. Popular meat dishes are chevapchichi, pleskavitsa, sacha meat. For my taste, Montenegrin cuisine abuses salt, many dishes are frankly salted. I even liked the local fast food in the form of hamburgers, shawarma, pancakes and waffles. All this is sold everywhere in abundance. For 2-3 euros you can have a delicious meal. Of the local delicacies, I liked prosciutto, as well as without it, and Negush, spicy cheese.

Now about the excursion program. Tour prices are also very reasonable. On average, from 17 to 35 euros per person. Children are given a discount, a little more than 50%. We bought all excursions on the promenade from Vladimir, travel agency Gardashevich. Initially, there were more plans, but on the spot I decided not to torment the child and not take a lot of time away from the sea. Therefore, Bosnia and Herzegovina, Cetinje and Mount Lovcen, Bar and other little things were ruthlessly thrown back. As a result, we went on only four excursions - along the Bay of Kotor, to the canyons, to the Ostrog Monastery and to Dubrovnik. We went to St. Stephen on our own (it’s better to go in the morning and look both from above the road and from the water, completely different views)

If you are going to have a great time, then it is important to find out not only the advantages of the place that you liked, but also the disadvantages. On vacation, there are often some troubles if you do not plan everything in advance to the smallest detail. To date, Montenegro is very popular among tourists from different countries, because this is a great opportunity to spend time with benefit and enjoy the nature of incredible beauty. But, like in any other country, Montenegro has its own peculiarities.

If you want great relax and leave only the best memories in your memory, then you need to know about the dangers. This resort country is distinguished by its incredible nature and comfortable living conditions, but there are some dangers that await inexperienced tourists. So, your attention is invited to a list of the biggest troubles that tourists who come to rest in Montenegro may encounter.

1. Diseases in Montenegro. In general, experts in the field of medicine recommend vacationers to be vaccinated against certain diseases in advance so as not to endanger themselves and their loved ones. Vaccination will cost you a small amount, but will be a sure guarantee of protection against diseases. The most common diseases in Montenegro are tetanus, hepatitis B and encephalitis. No one can be 100% insured against such troubles, so it is better to make injections in advance that will protect you for the entire period of rest. There are also cases of hemorrhagic fever, so it is better to insure yourself against such a nuisance in advance and enjoy your vacation to the fullest.

2. Not enough quality tap water in Montenegro. Local residents are well aware that the water that flows from the taps is unsuitable for ingestion, but tourists who have visited this country rarely think about it. Try to give preference to bottled water, because the manufacturer himself takes care of its quality. You should also pay attention to products purchased in local stores and stalls. If you want to protect yourself from intestinal infections and digestive disorders, then dairy products are best processed thermally. Meat and fish, seafood and vegetables should be consumed after cooking. The dishes that waiters offer you in restaurants are of high quality, but when you buy products in the markets of Montenegro, you automatically endanger yourself.

3. Characteristic features of some regions of Montenegro. If during your trip you want to travel around the country, then pay attention to local features. For example, Presovo is notable for its constant tensions between ethnicities, and all areas near Kosovo can be dangerous for their unmarked minefields. In any case, first obtain information from local residents regarding possible dangers in a particular region.

4. Local fauna of Montenegro. Often tourists who are little interested in the peculiarities of nature in Montenegro find themselves in unpleasant situations. If you want to go hiking in the mountains or in the forest on your own without a guide, then be vigilant, because some of its representatives can be dangerous to your health or even life. Beware of snakes, because the local viper, sea urchin and some types of insects can significantly spoil your vacation. Some types of jellyfish that are found in the waters of Montenegro can also be dangerous for your body. In general, try to beware of any wildlife that you don't know much about.

5. Local crime in Montenegro. In fact, you can be calm for your life, relaxing in this place, because in Montenegro there are isolated cases of murders. But you should be wary of local thieves who will lie in wait for tourists who have lost their vigilance. If you forget about your personal things, then there may be someone who will be interested in them. Locals do not recommend tourists to wander alone through the streets at night and stop on the side of the road when someone wants to get hooked. Try to avoid communicating with strangers and relax in places where there are law enforcement officials. In Montenegro, there are a lot of protected beaches that are a guarantee of your safety. The border with Albania is considered to be a particularly dangerous territory, so if you are traveling by car, avoid local residents and people who cause you the slightest distrust.

6. Rockfalls in Montenegro. If you want to go to the mountains on your own, then choose an area that is popular among vacationers. There are some places in the mountains, particles of rock regularly fall off. Rockfalls are dangerous for your life, so prefer terrain that is recommended by your guide and locals.

The article presents the personal point of view of the author, based on personal experience and the experience of relatives.
The author's opinion is shared by many other tourists, it is enough to enter a search query into the Google search engine: "horror hotel Montenegro" or similar.
We remind you that the opinion of the author of the article may not coincide with the opinion of the site administration. If you wish to express your point of view about Montenegro - you can send an article with your experience of staying in this country.
Thank you for your attention to the article to all readers and commentators!

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Of course, it’s impossible to say that tourists in Montenegro today should be “afraid” of something, but ... Some unpleasant surprises still await them!

The first unpleasant surprise, in my opinion, is that in the summer months the country's major cities are literally overflowing with tourists from Eastern Europe - because Montenegro offers really good vacation options for low-income tourists, which makes trips to this country very attractive for the low-income segment of Europeans . But ... tourists will have to become a victim of the "overcrowding" of cities, hotels and beaches only if they decide to make a trip with the help of travel agencies and companies - which, in principle, do not really think about where to bring and where to place those who trusted them tourists. In fact, you need to come to Montenegro on your own, rent a house “from a private owner” in small towns and calmly relax on half-empty beaches away from large cities ... This option of a trip is even cheaper than a trip “through a tour operator” - but about it, how as a rule, most tourists from Russia and from Eastern Europe do not know ...

In addition, tourists who come to this country for the first time are surprised to learn that there are almost no sandy beaches on the coast. Why with surprise? Yes, because all tourist brochures unanimously declare that the country has a lot of pebble, rocky, sandy and sandy-pebble beaches! In fact, it turns out that sand and pebble beaches are the creation of human hands, a popular innovation of our time: the organization that oversees a particular beach (and it is, as a rule, the management of the hotel whose tourists visit this beach) simply delivers in the middle of spring, sand on a pebble beach - and evenly scatters it over the pebbles! Sometimes they bring in sand mixed with very small (pea-sized) pebbles. But, in any case, by the end of July, this sand is completely washed out from the beaches, and only pebbles remain on the shore - large and small!

The third unpleasant surprise is the incredible crowding of most beaches near major cities. In July-August, as they say, there is nowhere for an apple to fall on them! However, this problem is more or less solvable - you just need to drive a few kilometers away from these beaches and settle down with less crowded vacationers!

By the way, both of these problems give rise to the fourth unpleasant surprise for vacationers - the problem with sunbeds. Indeed, firstly, it is impossible to lie on a pebble or rocky beach without sunbeds, and secondly, due to the large number of vacationers, it is very difficult to get sunbeds here, and they cost a lot: 10-20 euros per set (here, as a rule, sunbeds are issued in sets, that is, 2 sunbeds + 1 umbrella).

Another surprise is possible on the beaches of Montenegro - the invasion of sea urchins. In fact, the number of these marine inhabitants here is much less than in neighboring countries - for example, in Croatia, but sometimes there are exceptions to the rules - for unknown reasons, there are suddenly, well, a lot of these "fluffies" near the coast of Montenegro ... Well, in In this case, vacationers can enter the water only in special slippers - aquashoes, which reliably protect the feet from being punctured by a sea urchin needle!

An unpleasant surprise for beach lovers in this country is the fact that almost all the beaches on the coast have a very strange structure - they are separated from each other by rocks. And therefore, it is almost impossible to go from beach to beach along the coast - in order to make such a transition, you need to leave the beach altogether, climb the rocky ridge hanging over it (which, as a rule, passes both the pedestrian sidewalk and the highway) - and only from there make the required transition to another beach!

However, all these unpleasant and unpleasant things can be avoided if ... how to find out about the peculiarities of recreation in this country from those who have already been here! Indeed, forewarned is forearmed!

Very often, tourists are interested in the question of whether it is worth relaxing in Montenegro at all. People are interested in both security issues (it is very safe in Montenegro), and what to do with their leisure time: what, what and whether it is possible to travel on their own.

The short answer is Yes, it is worth going on vacation to Montenegro. The country has something to offer both budget travelers and people who are ready to spend well on vacation. They will just rest a little differently and will receive a different level of service and comfort.

Pros and cons of holidays in Montenegro

You do not need a visa and vaccinations to rest in Montenegro

You do not need a visa to visit Montenegro. In summer, visa-free vacations can be up to 90 days. This is more than enough for most tourists. Even in 3 weeks, the country can be traveled far and wide.

Note!

There really is no visa in Montenegro, but every tourist is obliged to pay a tourist tax. If this is not done, but at the border they may be required to pay a fine.

If you are flying on a package holiday, there is nothing to worry about, the hotel or the owner of the villa will do everything for you. But if you plan, then you will have to register.

Unlike popular Asian destinations (Thailand, Vietnam, India, Sri Lanka), holidays in Montenegro do not require special vaccinations. There are no terrible tropical and African diseases. Montenegrins know and comply with sanitation standards. There are no dangerous insects in tourist places.

The maximum that threatens tourists in Montenegro is to earn an ear infection from getting water into it or to catch a cold under the air conditioner. Children can catch rotavirus if they swallow seawater. All these diseases are common in any seaside resort around the world. In the same Turkey and Egypt, many times more children are sick with rotavirus than in Montenegro.

To protect yourself in case of illness, it is worth it. Medicine in the country is expensive.

Very interesting sights and cheap excursions

The main thing is to give something worth going to Montenegro -. The country really has something to see: there are also the most beautiful, world-wide, colorful, and much more. And this is if you do not remember the opportunity to visit neighboring, or Bosnia and Herzegovina.

Unlike many beach destinations, where excursions are not of high quality, but are expensive, Montenegro is wonderful: both high quality and at good prices.

If you need to save money, you can travel by bus or. Based on the calculation for two, it comes out even cheaper than excursions, but you will not have a guide with you, you will have to study in advance information about the main ones and think over a trip plan.

Small country with tiny distances between cities

One of the most important advantages of a holiday in Montenegro is the tiny distances between. Arriving to rest at any resort, you can visit all the others, swim at different ones and see all the interesting things that you saw in the photo on the Internet.

Even if you are not ready to spend more than an hour or two on the road, there are a lot of places where you can go.

Delicious, hearty and inexpensive food. organic fruits

Montenegro is considered one of the most environmentally friendly countries in Europe. There is no polluting industry here, and agriculture does not use chemicals or pesticides.

Per 10 euro Estimated euro exchange rate:
10 euros = 740 rubles
10 euros = 310 hryvnias
10 euros = 23.5 Belarusian rubles
10 euros = 11.7 dollars

All courses are approximate, but they help to quickly estimate prices in Montenegro, you can have a great lunch in a restaurant. All dishes are mostly meat with potatoes. Great tasty baked goods. Good local wines and cheeses. You can also recommend local pancakes stuffed with wild berries, and natural lemonades.

Fast food helps thrifty tourists a lot. A hamburger with a huge patty that a man can eat costs about 1.5 euro Estimated euro exchange rate:
1.5 euros = 111 rubles
1.5 euro = 46.5 hryvnia
1.5 euros = 3.53 Belarusian rubles
1.5 euros = 1.76 dollars

All courses are approximate, but they help to quickly estimate prices. Any meat bought in stores will cook for free if you ask.

Excellent value for money holiday

Very often they write that there is no service in Montenegro. Five or ten years ago, that was how it was. Tourists lived in villas with owners (a separate room with a shower, toilet, air conditioning and TV), there were not enough good hotels or apartments.

It was the same with everything else: quality, local companies, public transport, etc.

Now the situation has changed dramatically. In 2017 alone, we managed to live in a villa (cheap, but bad), and in a hotel, and in good apartments with sea views or in an old one.

No more haggling with taxi drivers at the airport, it's easier and more comfortable to travel.

A holiday of similar comfort in neighboring Croatia or Italy will cost 2-3 times more. Now you can decide for yourself whether it is worth overpaying for a beautiful hotel or whether it is better to extend your vacation for another week, resting with a little less comfort.

Locals understand Russian and English well

The first thing that catches your eye when you first come to Montenegro is the amount of advertising in Russian. In tourist places and in almost everyone, one way or another, they understand and speak Russian, restaurants and cafes often have menus in Russian, and in shops - familiar goods.

In Montenegro, we did not encounter the concept of a language barrier - we were always understood.

Friendly residents, few tourist scams

The attitude towards tourists in most popular resort countries forces them to be constantly on the alert. It seems that literally at every step people are trying to deceive or swindle for money. One or two such incidents can ruin the whole vacation. It seems that they took it with money, but spoiled the mood.

In Montenegro, this is somehow not felt. Even in where crowds of tourists go, there are almost no scammers. Here it is not customary to cheat in restaurants or supermarkets (but you need to check the change at the checkout), there are few pickpockets, beggars are rare.

The only place where many of our acquaintances and friends faced deception was buying excursions on the embankment. When selling the tour, they were promised a low price, comfortable buses and boats (they showed photos), a Russian-speaking guide and fantastic sights (which are actually not in Montenegro).

In life, everything turned out to be completely different. A bus with barely working air conditioning, a guide who knows only “hello” and “give money” in Russian, and requisitions “for entering the monastery”. Naturally, no one drove people to those sights that were in the photo (they are generally on other continents).

Montenegro is very safe. Especially for tourists

In the last couple of years, stories very often appear in the media telling about how terrible everything is in Montenegro. They show forest fires, terrible diseases, rampant banditry, etc.

In life, everything is completely different. Montenegro is a tiny country where everyone knows each other. Among the local crime rate tends to zero. The police are doing well. A girl can calmly go out for a walk at or at 2 am and nothing will happen to her. The situation is many times calmer than in Turkey or Egypt. It's very safe here.

In general, tourists are treated very well. Montenegro lives at the expense of tourists, everyone in the family has relatives who earn on tourists. Naturally, all locals strive to help tourists as much as possible. You can ask for directions or ask for advice. Help or find someone to help.

It should be borne in mind that in Montenegro simple human relationships can mean even more than money. This is a proud mountain people, highlanders. The rule “treat others the way you want to be treated” literally works here.

This is what forest fires look like in Montenegro. You can see them only on excursions to the mountains.

Forest fires and it does happen every summer. If the forest burns near the resort, the fire is extinguished. If somewhere in the mountains, then there is no such possibility. There are no fires near the resorts. If you do not plan to go on excursions, then you will only learn about them from the news. In general, a fire in the mountains is even beautiful. Last time, you can see the photo.

There are no terrible diseases in Montenegro either. This is not Asia with tropical fevers and poisonous insects, not Africa with its cholera, malaria and even plague. Even in comparison with the usual Turkey, Montenegro is safer - there are no coxsackie and other similar viruses.

Yes, there are cases of rotavirus in children. So they are at any seaside resort. In Montenegro, even less often than in other places. Because children bathe in clean seas, not in pools of dirty water. Taking a first-aid kit with you helps a lot from diseases (it is not customary to sell medicines without a prescription here) and (medicine is expensive).

The ideal attitude towards children, in the country "the cult of the child"

Children in Montenegro are treated very kindly, relaxing with them is a real pleasure. Couples with children are treated many times better, it is customary to take care of children in a taxi, in a hotel, and in a restaurant.

There are several points to consider if you plan to relax in Montenegro with a child:

1. Dear medicine. Montenegro is a small country with small hospitals in the largest cities. Service prices for tourists are very high. Easy to get an invoice for 300 euro Estimated euro exchange rate:
   300 euros = 22200 rubles
   300 euros = 9300 hryvnias
   300 euros = 705 Belarusian rubles
   300 euros = 351 dollars

   All courses are approximate, but they help to quickly estimate prices.

   and more for treating common rotavirus, ear infections, or the common cold. Without a good rest in Montenegro with a child, it is highly not recommended.
2. You have to rent a car. If you plan to live in a large resort where there are a lot of people, you can still do without a car, but if you want to find a quieter and cheaper place, you can’t do without - you will have to go to the supermarket, to a decent restaurant, to playgrounds or to the hospital, if the worst will happen.
3. Few baby products. Baby products, cereals, cottage cheese, etc. can only be found in supermarkets, Bara or. The situation is similar in restaurants. Only the largest ones have a children's menu (for example, Slovenska Plaza and Iberostar). In an ordinary restaurant, children can order pancakes with wild berries, local rich chorbu soup, potatoes with meat, vegetables or pizza.
4. Excellent fruits. In Montenegro, you can buy organic and healthy vegetables and which your child will surely like.

Who should not rest in Montenegro and why?

Naturally, like any other country, Montenegro is not suitable for everyone. It may not appeal to lovers of a purely beach holiday on the All Inclusive system or tourists for whom an active and varied nightlife with a bunch of discos and pretentious places is important.

It is not worth going on vacation to people for whom high-quality medicine is important - there are few hospitals in Montenegro, people with really serious illnesses are transported by helicopters to neighboring Serbia.

There is no room in Montenegro for those who like to go shopping. The locals hardly bargain, and shopping in Bar, which is so actively written about on the Internet, is more of a tourist myth. All the brands familiar to us are sold there at about the same prices as at home.

If a beautiful hotel and the All Inclusive system are important to you

Yes, there are excellent hotels in Montenegro, including the All Inclusive system. But rest in them will cost much more than in Turkey.

Most tours offer either breakfast or no meals at all. True, such a tour package is cheaper than, for example, in Turkey or Egypt. The difference can be spent on good food in colorful local restaurants and cafes.

Do not plan to travel and see the sights

A purely beach holiday in Montenegro is not particularly interesting. There are a lot of people at the peak of the season everywhere. Most of the beaches are pebbly with imported sand. The Adriatic Sea is slightly cool even in summer.

Of the pluses, perhaps the absence of algae, as in Bulgaria or Georgia, and the relatively low prices and high level of security in the country. Well, the audience goes to Montenegro a little different than to Turkey.

Nightlife and big city life are important

Montenegro in spring: features, what to do, when to swim?

Spring in Montenegro is suitable for walks along the sea and independent ones. low in spring, the choice of apartments is excellent, but the sea is cold and not.

AT March it is already warm enough for hiking along the promenade, it is still cold to swim. Many cafes and restaurants are closed, excursions are also almost not offered. The markets sell kiwi, oranges and strawberries.

AT April the temperature rises slightly, some tourists begin to swim. Sunny days are becoming more frequent and traveling around the country is becoming very comfortable. Markets sell local strawberries 3-5 euro Estimated euro exchange rate:
4 euros = 296 rubles
4 euros = 124 hryvnias
4 euros = 9.4 Belarusian rubles
4 euros = 4.68 dollars

All courses are approximate, but they help to quickly estimate prices per kg. Excursions can only be bought from Olympus.

AT may, if you're lucky and the year is warm, you can already swim normally. Cafes and restaurants are gradually opening, you can buy some excursions. There are still a few people, this is the perfect time to travel to Montenegro if you want to swim in the sea several times, but the budget for the trip is limited.

Is it possible to go to Montenegro in autumn: weather and water temperature

The first half of autumn in Montenegro is quite suitable for traveling around the country, but the closer to winter, the more the weather deteriorates.

September in Montenegro considered the velvet season. The weather is still good, the sea is usually warm, and there are fewer and fewer tourists from the end of August. Restaurants and tour agencies are slowly curtailing their activities, prices for housing and apartments are falling.

AT October you can try local pomegranates, grapes, tangerines and oranges. The weather gradually becomes gloomy, the first rains begin to fall. are held only until the middle of the month, but the price drops. While traveling, you can catch excellent shots of mountains covered with clouds. You can swim in the sea at best near Ulcinj, if the month is sunny.

November in Montenegro usually no longer suitable for recreation. The weather often deteriorates, the sea is cold, it becomes cold and uncomfortable to ride in the mountains. Sometimes real storms begin, when rivers of water flow through the streets, and the wind squeezes closed windows.

Holidays in Montenegro in winter: ski resorts

Winter in Montenegro is the time for a ski holiday. Resting on the coast is not at all comfortable, it constantly rains. Sometimes water pours from the sky for a week in a row. The apartments are cold.

It is not popular among our compatriots to fly to Montenegro to ski (resorts are far from airports). That's why Zabljak and Kolasin crowded with vacationers from neighboring Serbia.

Recently, I have often been asked about whether it is safe to relax in Montenegro in 2017. Tourists ask such a question for various reasons, so I try to give answers based on the essence of the question. For example, to those tourists who are worried about Russophobia in Montenegro, I say that in this regard, holidays in Montenegro are not dangerous, unless, of course, you provoke local residents with some political antics. In general, if you are asking the question of whether it is possible to go to Montenegro now, only on the basis of fear of a bad attitude towards you from the locals, then we advise you to read another article on our website dedicated to just. If you are asking the question of whether holidays in Montenegro are dangerous in terms of diseases and other emergencies that are not related to Russophobia, then this article is for you.

Doctors and pharmacies in Montenegro

Doctors in this country are well trained, but there are few medical facilities here. If you will be relaxing in one of the popular resorts, then you should not worry about the availability of hospitals.
Pharmacies in Montenegro are open from Monday to Friday from 08:00 to 23:00 and on Saturday from 08:00 to 15:00. You should not have problems with buying medicines, since pharmacists usually understand Russian very well.
Water in Montenegro is usually chlorinated. At the same time, many Montenegrins drink tap water, as it is relatively safe, although it can cause mild abdominal distress. In any case, bottled water is sold in any grocery store.

Is vacation in Montenegro dangerous?

Montenegro, in general, is a safe country. As in all countries of the world, crimes happen here, but the police forces are usually quick to carry out their duties. You can call the police on 122.
When traveling to areas bordering Kosovo, it is recommended to stay on the main roads and stay on them. Untreated landmines may remain along the border with Kosovo.
In resort towns such as Kotor, Budva, Sveti Stefan and Herceg Novi, beggars and pickpockets are not uncommon. As in many other European countries, beggars are part of organized crime groups. Do not give them money, as this may whet the appetite of other beggars. Always carry your expensive items in a safe place where they cannot be reached with one simple movement.
Dangers in Montenegro can expect you on the roads, especially in winter and after bad weather. In particular, the two-lane road in the Moraca canyon area can be dangerous in bad weather. The mountain winding roads and the road along the coast of the Bay of Kotor require constant attention from the driver, as often another vehicle flies out unexpectedly to meet. The roads leading to the coastal areas of Montenegro are in the best condition, but can get crowded during the summer season. So be prepared for traffic jams if you are heading towards one of the popular resorts in Montenegro.
In general, if you ask if it is dangerous to go to Montenegro in the summer of 2017, I will answer, it is not dangerous. However, I advise you to always remain vigilant and not do stupid things.

Do I need insurance in Montenegro

Many tourists want to save money, but we do not recommend doing this at the expense of insurance. Insurance when traveling to Montenegro is needed, as well as when traveling to any other country. Remember that saving a few thousand rubles (sometimes even less than a thousand rubles), you risk losing a much larger amount in the event of an emergency. Medicine in other countries is expensive, especially when it comes to a European country.
In the event of an injury or illness, you will need to contact your insurance company and they will tell you what to do. Usually, the insurance company sends the victim to one of the nearest hospitals, where he will be treated. The insurance company pays for medical care. True, it is worth remembering that hospitals in Montenegro are not used to issuing medicines for free under insurance, so you will have to pay for prescribed medicines at your own expense. Later, the insurance company will reimburse you for the drug costs. In principle, this practice is widespread.
Insurance in Montenegro is a must if you are planning trips to the mountains, hiking, rafting. In the event of an emergency, if you have insurance, you can count on search and rescue operations and transportation to the hospital.