The horrors of a cash loan from Renaissance Credit. Renaissance Credit - cash loan or credit card Renaissance Credit interest rate on the loan

Renaissance

Through this portal you can submit an online application for a Renaissance loan. How to do it? At the end of the page there is a form in which you need to enter your data. Then the questionnaire will go straight to the bank for verification. In a few minutes the preliminary result will be known. They will contact you and tell you all the details over the phone.

Using our website service will allow you to find out the decision immediately on the loan and the timing of receipt. Already millions of clients take money from this bank for personal needs, business development, vacations in other regions and many other purposes. Here you can even order funds to close an outstanding loan from another bank.

The main advantages of Renaissance Bank

We have already mentioned above that it is one of the leaders on the market. At the same time, technologies for developing relationships with clients are constantly being developed and improved. New financing products are regularly offered. Therefore it is worth submitting online application for a cash loan at Renaissance Credit right now. Let's take a look at the main benefits:

Pre-approval for a loan takes from 10 minutes
Complete absence of commissions for issuing funds
Possibility to choose a favorable repayment schedule
Early repayment without any overpayments
24/7 support
Cash withdrawal at any ATM in Russia without extra fees
Convenient remote maintenance
Minimum documents (passport and any other document)
Loan amount – up to 500 thousand (under such conditions this is rare)
Availability of insurance
Connecting SMS notifications
And much more
Conditions for the provided credit programs

Above you have already been able to familiarize yourself with the advantages of this bank. Now it's time to move on to the next step. What conditions does the organization offer? Let's take a look at what the average user can expect:

Rate – from a profitable 20% to a fairly large 35%
Duration of use – maximum five years
Possible limit – 500,000 rubles
Issuance without guarantors

Important! For a new user, the limit is 100 thousand. After you have already used the bank’s services and gained confidence, you can count on higher amounts. To do this, it is enough to always adhere to the rules and return the borrowed funds on time.

Available loan options

How to apply online for a loan

We have already familiarized ourselves with the offers and advantages. It's time to move on to the process of ordering money. The client requirements are as follows:

Age from 24 years
Passport
Second document (licence, TIN, etc.)
Having a residence permit in the country

Your next steps are as follows. You submit an application through our website. Below is a form that you need to fill out. In order for your online application for a cash loan at Renaissance Credit to be successful, you must fill out all the fields correctly:

Enter the required amount
Decide on the term (up to five years)
Personal phone number
Indicate your place of work and income (if possible)
Submit form for approval

A specialist will contact you within ten minutes to confirm your application. If everything is in order, then you can receive the required amount today. The process for issuing funds looks like this:

During the call, you arrange a meeting at a convenient time for you at the bank office
Come to the office at the agreed time
You need to take your passport with you
Carefully read the terms of the contract
Choose a loan method
Sign the contract
Take the money

Advice! If you have any questions during the execution of the contract, do not hesitate to ask them. It is better to immediately clarify all the nuances than to not understand later where the fines came from. Decisions on all issues and on a loan at Renaissance are made promptly.

Appeal to the Renaissance

How to repay a loan

There is plenty of room to roam here. This includes terminals, payment systems, and retail chains. Everyone can choose the option that is convenient for them personally or is in close proximity. Take a look for yourself at the available methods:

Depositing funds through QIWI, TelePay, Free Kassa and others terminals. In this case, the commission is from 1%;
Payment through banks: MDM, Kurgan, SDM, Vozrozhdenie and others. Enrollment occurs within three business days. Commission – from 1 to 3 percent;
Returns through retail chains: MTS, Euroset, Eldorado and other large organizations. Beeline has no commission, in other cases – from 1%;
Transfer through the employer's accounting department. In this case, everything depends on the specific partner bank.

As you can see, the bank provides all the possibilities. Therefore, you don’t have to worry and feel free to fill out an online application for a cash loan from Renaissance Credit. Everything that needs to be entered into the form has already been described above.

Results

Now you know all the necessary information to contact this bank. It is also worth noting the fact that Renaissance cares about its clients. You can always contact hotline for advice. Here are the main ways:

Email (can be found on the official website)
Hotline (depending on the city - see the special section of the site)
Social media
The address in Moscow is on Kozhevnicheskaya street, building 14

If you still have doubts, then use the application right now. Together we can solve any of your financial problems. We will select conditions that will suit you. The Renaissance loan (immediate decision) will only take you a few minutes. Good luck getting your financial assistance.

Go to the Renaissance Credit website. To apply for a loan, fill out the form:

Specify the amount and term of the loan. Enter your full name and phone number. Click Next:

Fill in your passport details. Provide information about places of registration and residence. Click "Submit Application".

Renaissance Credit will make a preliminary decision in 10 minutes. To complete the documents, come to the bank office.

Requirements for the borrower

Russian citizenship
From 24 to 70 years
Permanent registration or place of work in the region where there is a bank branch
Work experience from 3 months
Minimum income: from 12,000 rubles per month for Moscow, from 8,000 rubles for the regions

Required documents

Russian passport
The second document is a driver’s or pensioner’s license, international passport, personalized bank card, diploma of education, military ID, TIN

About the bank

Renaissance Credit is a large bank specializing in consumer lending. Founded in 2000 under the name AllianceInvest, later renamed Treasurer. In 2003, it was purchased by the Renaissance Capital group, renamed again and refocused on consumer lending. By 2013, the bank, along with other assets of the Renaissance group, was sold to the ONEXIM group owned by Mikhail Prokhorov.

Mikhail Prokhorov continues to control Renaissance Credit through various ONEXIM structures - he owns more than 86% of the shares. The bank's head office is located in Moscow. The regional network has 152 branches in 66 constituent entities of the Russian Federation and more than 70,000 points of sale in partner stores. License number - No., issued by the Central Bank on April 26, 2013.

Renaissance Credit specializes in consumer and targeted loans. He cooperates with many large retail chains - among them Svyaznoy, M.Video, Eldorado, Lazurit, Beeline and others. Buyers can apply for a loan from Renaissance Credit to pay for their purchases in these networks. In addition to loans, the bank offers deposits, credit and debit cards, deposits and insurance services.

Documentation

Conditions for obtaining, using and returning loans provided by Renaissance Credit
General conditions for granting loans and issuing bank cards

You will learn how to log into your personal account on the official website of Renaissance Credit online. Detailed instructions for convenient and quick access to rencredit.ru with screenshots and video instructions. A Visual Guide to Recovery forgotten password To personal account jar. We provide only the most current information.

Answers to popular questions

Are additional documents needed to apply for a loan?

To get a loan, a passport and a second document are enough. When going to the bank, take more documents with you. Providing proof of income and employment can help you lower your interest rate.

In what form does Renaissance Credit issue money?

Renaissance Credit issues loans by transferring the amount to a current account or card. You can get a cash loan.

How to pay a loan?

Renaissance Credit automatically debits the loan payment from your current account. You must replenish your account with the payment amount by the date specified in the repayment schedule.

You can deposit money into your account in cash or by transfer. It is convenient to top up your account with cash through payment terminals, ATMs or Renaissance Credit cash desks. A non-cash transfer can be sent via Russian Post or bank. Check the transfer fee with the organization through which you are depositing money.

What are the penalties for late loan payments?

If you are late in paying your loan, Renaissance Credit will charge a penalty. Its size is 20% per annum. The penalty is calculated on the amount of the overdue debt and accrued interest for each day of delay. Paying the penalty does not relieve you from paying off the debt.

Is it possible to refuse a loan?

Renaissance Credit transfers money under the loan agreement within 4 business days. Before the credit is credited to the account, it can be waived in whole or in part. To do this, just notify the bank.

Can be obtained by any citizen of the Russian Federation aged 24 to 70 years. Bank clients are provided with loans from the age of 20. The borrower's minimum income after paying all taxes must be at least 12,000 rubles per month for residents of Moscow and at least 8,000 rubles for residents of other regions. Among the documents, an additional document is required at the borrower's choice: international passport, driver's license, certificate of TIN assignment, insurance certificate pension fund, pensioner's ID. Must have a permanent place of work. Work experience at the last place of work must be at least 3 months. A loan can be issued in the region of permanent registration or the region of permanent place of work.

Tariffs and service

The loan can be obtained for a period of 2 to 5 years. The loan amount is considered individually and can range from up to 700,000 rubles. The interest rate ranges from 9.5% to 23.9% per annum. There is no fee for issuing a loan. For late monthly payments there is a penalty of 0.9% of the overdue amount per day.

Loan repayment methods

Repayment procedure	Annuity payments
Early repayment	Full / Partial
Late mandatory payment	0.1% of the amount of overdue debt for each day
Payment Methods	Renaissance ATMs and branches
	Internet banking
	Cards of any bank
	Elixnet terminals
	gold Crown
	Svyaznoy and Euroset salons
	Sberbank Online
	Contact
	Post office
	MKB and SDM-Bank terminals
	Accounting at work

Advantages of a loan from Renaissance Credit Bank

There is no need to confirm income; you can get a loan with just 2 documents. For reliable clients, the bank offers special conditions in the form of a larger loan amount and flexible interest rates. You can get a loan on the day you apply. The bank's loan approval rate is quite high.

Questions and answers

Can someone pay the loan instead of the borrower?

Yes, any individual can make a payment; to do this, he needs the amount to be paid and the loan agreement number.

Do I need to take out loan insurance?

It is advisable if the loan amount exceeds 300 thousand rubles. The service is paid and not mandatory.

In situations where a cash loan is urgently needed, clients often look for banks where they can submit an application online and receive a decision almost immediately. Renaissance financial company issues loans for favorable conditions in the shortest possible time.

Loan terms

Cash loans are available to bank borrowers both on a general basis and at reduced interest rates.

Charging a commission for support, early repayment and monthly servicing is not provided for by the bank's credit policy.

At the same time, based on the proposal, the maximum permissible loan amount also changes, amounting to:

Under the “For Urgent Purposes” program – 100 thousand rubles.
According to the offer “More documents - lower rate” - 700 thousand rubles.
For bank clients – 700 thousand rubles.
For pensioners – 200 thousand rubles.

The minimum loan threshold in all cases is 30 thousand rubles, the lending period is from 2 to 5 years.

How to get a loan

Renaissance Credit has mandatory requirements for potential borrowers, including:

Availability of Russian citizenship.

The presence in the passport of a mark indicating permanent registration on the territory of the Russian Federation.
Minimum work experience at the place of last employment is 3 months.
Availability of a net monthly income of 12 thousand rubles for persons living in Moscow, from 8 thousand rubles for clients in other regions.
The borrower must be between 20 and 70 years of age.

Documents for obtaining a loan

The loan agreement is signed without providing guarantors or collateral. To conclude a transaction on general terms, without additional certificates, it is enough to provide a passport and a second identification document: international passport, driver’s license, insurance certificate or TIN.

When applying for a loan at a reduced interest rate, the client must add the following package to choose from:

a certificate of income in form 2-NDFL or on a form according to the creditor’s form;
a certificate confirming ownership of vehicles or real estate;
a copy of the work book or pension certificate;
voluntary insurance agreement.

Instructions for filling out the online application

You can apply for a cash loan online in several stages. If you follow the link to the official website of Renaissance Credit, a special form will open on the web page for filling out. On the first page please indicate:

Below, the system asks if you can confirm your employment with a copy of your employment contract or contract and whether you have Russian citizenship.

Please note that the bank does not lend to unemployed persons.

At the second stage, you should indicate your passport details and registration and residence address. All information must be written exactly as in the document. Next is the final stage - a system SMS with a secret code will be sent to your number; you will need to enter it on the last page of the application form. When you confirm ownership of the phone, the questionnaire will be sent, as you will be informed by a message on the PC screen. If the loan is approved, you will receive a response from the bank within the next hour via SMS, and within 24 hours a manager will contact you, after which you can visit the office, sign the agreement and take cash.

Can be obtained by any citizen of the Russian Federation aged 24 to 70 years. Bank clients are provided with loans from the age of 20. The borrower's minimum income after paying all taxes must be at least 12,000 rubles per month for residents of Moscow and at least 8,000 rubles for residents of other regions. Among the documents, an additional document is required at the borrower's choice: international passport, driver's license, certificate of assignment of TIN, insurance certificate of the pension fund, pension certificate. Must have a permanent place of work. Work experience at the last place of work must be at least 3 months. A loan can be issued in the region of permanent registration or the region of permanent place of work.